Full-stack Team Lead — Fintech & AI Backend

AfriCred

Microfinance lending platform serving 20,000+ active borrowers with automated reconciliation.

AfriCred is a PHP microfinance lending platform for 20,000+ active borrowers, focused on query performance and eliminating manual reconciliation overhead.

01. The Challenge

Scale a lending platform to tens of thousands of borrowers while killing slow queries and heavy manual reconciliation work.

02. The Solution

Re-architected hot query paths and database schema, and automated reconciliation pipelines end to end.

03. The Outcome

Reduced query time from 60s to 4s and cut manual reconciliation work by 90% for 20,000+ active borrowers.

20K+

Borrowers

60s → 4s

Query

-90%

Manual work